Individuals and businesses carry various types of insurance to protect against liability. After a car crash, a fall at the grocery store or a dog bite incident, people often receive compensation from insurance providers. The party at fault for the incident may have coverage that will pay for medical expenses and other losses.
However, there are also numerous scenarios in which Connecticut residents file personal injury lawsuits after they get hurt.
Only certain situations lead to litigation
A personal injury lawsuit is not always an option for someone who gets hurt due to another’s actions. Their situation must meet certain requirements. The first requirement for a personal injury lawsuit is that there must be economic losses related to the incident. People need to have medical expenses or lost wages that they need to recover to have a viable personal injury claim.
The circumstances that led to their injury also need to fall into one of two clear categories. Either their injury must be the result of someone acting intentionally or the outcome of someone else’s negligence. Negligence involves failing to do what reasonable people recognize is necessary for safety or doing something that most people recognize is dangerous.
Poor property maintenance and unsafe driving habits are examples of potentially actionable negligence. Provided that someone has experienced actual losses because of an incident and can show that either lawbreaking or negligence contributed to their injuries, they may have grounds to take legal action against a person or business that caused the situation. They can ask for appropriate compensation based on the losses they have incurred.
Understanding who can file a personal injury lawsuit in Connecticut may help people pursue compensation in an appropriate manner. Seeking legal guidance can provide helpful clarity in this regard.